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Market Update

Late September 2026 Market Update: Rates Tick Up to 6.76%, Fall Inventory and the Pre-Holiday Window for Grand Blanc, Fenton, Linden, Columbiaville & Tyrone Township

Rob Moen, Principal Broker of The Moen Group
Rob Moen

Principal Broker, Keller Williams First

• • 7 min read
A residential street in southeastern Michigan in late September, with maple trees turning gold and pumpkins and mums on front porches

Late September 2026 is when the housing market turns strategic for the whole region. The national 30-year fixed mortgage rate ticked up to 6.76 percent for the week ending September 10, per Freddie Mac, while inventory keeps growing across Grand Blanc, Fenton and Linden and well-priced homes still move quickly. Here is your verified late-September snapshot for Grand Blanc, Fenton, Linden, Columbiaville and Tyrone Township, plus how to use the next few weeks before the holiday season.

Rates Edge Higher: 30-Year Fixed at 6.76%

The national average 30-year fixed rate was 6.76 percent for the week ending September 10, 2026, according to Freddie Mac's Primary Mortgage Market Survey. That was up from 6.71 percent the week before and 6.35 percent a year earlier. The 15-year fixed rate averaged 6.09 percent the same week. Rates have drifted up a quarter of a point or so since late summer, which is enough to matter on a monthly payment but not enough to change the fundamental picture: Michigan still has a functioning market with motivated buyers on both sides.

Michigan lenders continue to quote 30-year fixed rates anywhere from the mid-6s into the low 7s depending on program, points and lock date. For buyers, the structure matters more than the headline: a temporary buydown or a seller credit toward closing costs can offset a quarter-point difference in the quoted rate. Sellers who want to close before the holidays are increasingly willing to negotiate that kind of help as the season wears on.

Sources: Freddie Mac Primary Mortgage Market Survey (week ending September 10, 2026), Movoto, Zillow, RealtyTrac, Redfin, HomeLight. Michigan rates vary by lender, loan program and rate-lock date. Consult a licensed lender for a personal quote.

Grand Blanc: More Inventory, Steady Values

Grand Blanc's market has more choices than it did this spring. Movoto lists a median list price near $308,000 with roughly 264 active listings and about 61 days on market, while RealtyTrac reports a median sales price near $296,000. Zillow's average home value reads close to $299,000, and well-positioned homes there still go pending in about nine days. The takeaway: buyers touring Grand Blanc this month have real negotiating room on price, but the strongest, best-priced homes in sought-after school areas still turn quickly.

For sellers, the growing inventory means the "it will sell itself" days are behind us for anything priced or staged casually. A home priced to the fall buyer and photographed in the season's golden light still commands attention, but it takes deliberate marketing to stand out among a few hundred active listings.

Fenton: Premium Values Keep Their Floor

Fenton remains the region's premium resale market and it is holding its value. Movoto lists a median list price near $397,000 with about 250 active listings and roughly 61 days on market, while Zillow's average home value sits near $366,500 with homes going pending in about eight days. The competitive 48430 ZIP keeps move-in-ready homes turning over fast, and the city's mix of lake access, downtown dining and new retail keeps demand steady.

New development continues to support Fenton's long-term story. The ChoiceOne Bank Trail connecting Fenton and Linden keeps widening the two towns' shared audience, and the retail built out earlier this year gives the corridor more daily amenities. For families balancing school commutes and lake weekends, Fenton still commands its premium, and buyers have to be decisive when a strong listing comes live.

Linden: Thin Supply, Fast Turnover

Linden's median sale price holds near $320,000 over the last three months per Redfin, with days on market running roughly 57 days by HomeLight's measure. Supply stays thin in the town's small core, so the handful of new listings each week draw multiple visits quickly. If Linden's school district and small-town feel are priorities, your agent should watch every new listing closely and be ready to tour the day it goes live.

New construction fills the gap nearby. Fairways of Spring Meadows in Fenton Township offers new homes from the low $500s, while West Winds keeps building toward winter. For buyers who want Linden's community without waiting on resale inventory, new construction remains the most reliable path this fall.

Columbiaville: Affordable Entry, Yards per Dollar

Columbiaville's average home value sits near $265,000 for the city and close to $263,000 for the 48421 ZIP, up roughly 6.6 percent year over year per Zillow. Supply stays thin in the teens to low thirties, so headline stats swing with each closing, but the story is consistent: Columbiaville buys some of the largest yards per dollar in the region.

For buyers, the play is the same as it was all summer: get fully pre-approved, watch the Southern Links Trailway corridor and Holloway Reservoir addresses, and be ready to move the afternoon a well-priced home appears. The low entry price and country setting keep drawing first-time buyers and investors alike.

Tyrone Township: Custom Homes on Acreage

Tyrone Township sits in northeastern Livingston County along US-23, with Hartland Consolidated Schools the region's quiet top draw. Movoto lists a median list price near $487,000 with roughly 30 active listings, and the housing stock runs newer than average with estate-style homes on larger lots. Broad stats mean little here because inventory is thin and custom is the theme.

Oaks of Tyrone by Big Sky Development continues with 34 homesites of about an acre each and custom packages starting around $629,900. It sits minutes from Fenton, Linden and the US-23 commute corridor, and it remains the clearest way into a brand-new Hartland-schooled home this fall.

The Pre-Holiday Window: Why Late September Matters

Late September is the pivot point for year-end closings. A typical closing runs 30 to 45 days from an accepted offer, so an offer written in the next few weeks can still close before Thanksgiving, and offers in October can still close before the winter holidays. Sellers who want to be out and into their next home by year-end become more motivated with each passing week, which gives prepared buyers a genuine negotiating edge.

Maple-lined Michigan subdivision street in late September with autumn color and fall porch decor

A Fall Community Calendar to Plan Around

The weeks ahead double as a neighborhood check. The 54th annual St. John Applefest runs September 17 through 20 in Fenton, with carnival rides, live music, the Applefest Road Race on Saturday morning and more than a thousand homemade apple pies. Harvest weekends continue at Diehl's Orchard near Holly (its 46th Ciderfest lands September 26 and 27) and Mueller's Orchard in Linden hosts its Cider Run 5K on Sunday, September 27. The Grand Blanc City Farmers Market keeps its late-season Thursday evenings running through mid-October.

These events show a town at its busiest, which is exactly how you want to evaluate a community before you buy. Walk the festival, meet neighbors, ask which blocks fill up on game nights, and you will learn more than any listing sheet will tell you.

Local Market Quick Reference

Grand Blanc

Median list near $308K (Movoto); median sale near $296K. About 264 active listings. Strong schools still turn fast.

Fenton

Median list near $397K; average value near $366.5K. Premium 48430 area moves in about eight days. Trail and retail support demand.

Linden

Median sale near $320K (Redfin). Thin supply turns over fast. New builds from the low $500s nearby.

Columbiaville and Tyrone Township

Columbiaville average value near $265K, up about 6.6% year over year. Tyrone custom builds on acreage from roughly $630K at Oaks of Tyrone.

Data sourced from Freddie Mac, Redfin, Zillow, Movoto, RealtyTrac and HomeLight. Values vary by property, source and date; consult a local professional for a personalized analysis.

The Bottom Line for Late September

Late September finds the region in a deliberate, well-supplied rhythm. Rates are elevated but flat, inventory is up, and days on market have grown since spring. Grand Blanc adds listings. Fenton holds its premium. Linden turns thin supply over fast. Columbiaville stays affordable, and Tyrone leads the custom home market.

For buyers, the math favors acting before the October holiday season distracts the market, and before rates move again. For sellers, the crisp light and evening showings make September and early October the best photography and marketing months of the year. Our team lives in these neighborhoods, knows their schools, and tracks each new listing. Contact The Moen Group for a personalized market update for your street.

Rob Moen, Principal Broker

Rob Moen

Rob Moen is the Principal Broker for Keller Williams First and Team Leader of The Moen Group. The team serves Grand Blanc, Fenton, Linden, Columbiaville, Tyrone Township, and communities across Genesee and Livingston counties.

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